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Southern Cross Loan centre
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... Welcome to the Southern Cross Loan Centre.

My name is Terry Morter and I operate “Southern Cross Loan Centre Willetton”. When your home loan is arranged through Southern Cross Loan Centre Willetton, you will be dealing directly with me. A majority of my interviews with my clients are done in the client’s own home and after hours at a time to suit you. Please do not hesitate to request a quotation for any “what if” scenario which you may have – I will be happy to oblige. I am more than happy to spend time with you to ensure that you have the home loan package which best suits your requirements.

The process of sourcing your homeloan and then deciding who to choose for the all important mortgage can be a process which is not only time consuming but also very stressful.

I can do all of this for you and relieve the stress of the whole mortgage process. I will assess your personal financial circumstances and then source lending options which suit your circumstances. Together we will decide which lender suits your needs. We can also assist you with the all important settlement process. We currently have access to 25 different lenders, including the following: My role is to provide the assistance during every step of the loan process from homeloan application through to settlement.  
I will help you make the decision whether to have a variable or fixed rate product (or a mixture of both) a Line of Credit or a term loan. Home Loans are always changing and we can provide a free assessment of your existing home loan to determine if you can obtain a better deal and make savings with your existing lender or another lender.
The important thing to remember is that this service is provided by me at no cost to you the customer – I am paid by the lender.
Southern Cross Loan Centre Willetton operates totally independently of any lender, but if you approach a particular bank directly they will only show you their mortgage products.
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